After an injury, the insurance company will attempt to contact you. They may appear to be interested and may even ask how you are doing, but do not be fooled. Each and every contact by the insurance company is designed to try to obtain free information to use against you….
Upon calculation of your average weekly wage, the following workers’ compensation rate schedule will determine your weekly compensation rate. 2011 Maximum: $858.00 $1,287.00 66 2/3% $ 643.51 __________ $643.50 $429.00 $476.67 __________ $476.66 or 90% Less
In the U.S., a disabling injury occurs every 1 second, a fatal injury occurs every 4 minutes. A work related fatal or death claim involves the payment to the survivors of an employee fatally injured in the course and scope of his or her employment. Survivors include surviving spouse, children,…
If you are receiving both Workers’ Compensation Benefits and Heart and Lung Act benefits, the general rule is that you should be receiving your Workers’ Compensation Benefits at your personal address directly from your Workers’ Compensation Carrier and not from your employer. There are, however, a few exceptions to this rule: If you…
The amendments to the Workers’ Compensation Act include specific provisions to combat insurance fraud. Prior to the new amendments, the Act did not address the issue of fraud. Previously, fraud was addressed through the Criminal Code or through various health and legal ethical codes. For example, a person making a…
Maintain an Itemization of Claimant’s Medical Expenses form to keep a record of all medical expenses including medical bills and prescription receipts which you pay and all medical expenses which are paid by your major medical insurance carrier. Medical bills which have not been paid are also to be recorded…
Pension Benefits & Workers’ Compensation If an injured worker involuntarily retires due to a work injury, and he or she has participated in his time of injury employer’s pension program and receives pension payments, in some situations, the employer will be able to take an offset or credit for those pension…
Have the doctor fill out a Medical Report Form Have the doctor submit the completed Medical Report Form along with his bills to the workers’ compensation insurance carrier. Make sure that the doctor can document when the bills and report form were mailed from his office to the carrier. If…
How to calculate Partial Disability Benefits owed for a Pennsylvania Work Injury: Average Weekly Wage at time of injury (taken from Notice of Compensation Payable) or Judge’s award) minus gross pay for week in question equals earning loss. Then, multiply earning loss by 2 and then divide by 3 to…
If you have sustained a work-related injury, physical therapy may be used to treat your injury. Physical therapy is a specialized field of medicine used to treat many different ailments, including disorders to the musculoskeletal system and neurological disorders and diseases. A physical therapist will use a variety of treatment…
